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Creditors may ask you for most of this information in certain situations, but they may not use it when deciding whether to give you credit or when setting the terms of your credit.
Not everyone who applies for credit gets it or gets the same terms: Factors like income, expenses, debts, and credit history are among the considerations lenders use to determine your creditworthiness.
According to a new Credit survey, attitudes regarding debt loom large over any relationship, and that's especially true for women.
With Valentine's Day approaching, the scientific survey of 1,005 adults found most Americans consider heavy debt a major turnoff in a relationship.
have the right to marry, under the Supreme Court's ruling Friday, millions more Americans will see the financial consequences -- favorable and not so favorable -- of getting hitched.
Since the court struck down the Defense of Marriage Act in 2013, the unions of gay couples were legally recognized at the federal level and in most states, but not in 14 states that instituted gay marriage bans.
Here’s a brief summary of the basic provisions of the ECOA.
A good credit history — a record of your bill payments — often is necessary to get credit.
But the key to finding the right site (or sites) for you depends on what type of relationship you’re in search of.We learned all this in Irish Central’s charming post, “How things have changed – ten things that Irish women could not do in 1970s.” And that made us wonder, what were things like for women in America before the ’70s? Until the Pregnancy Discrimination Act in 1978, women could be fired from their workplace for being pregnant. Report cases of sexual harassment in the workplace. Women could not don their running shoes until 1972! So while we still have a long way to go to secure total equality for women, let’s take a moment to celebrate how far we’ve come. The first time that a court recognized sexual harassment in the workplace was in 1977 and it wasn’t until 1980 that sexual harassment was officially defined by the Equal Employment Opportunity Commission. Now all states must grant marriage licenses to same-sex couples, and recognize all marriages entered into in other states.
Being the legal spouse of your beloved conveys important rights when it comes to medical decisions, taxes, inheritance and other important legal issues. Unsecured debt When it comes to unsecured debt such as credit card debt, joint accounts come with obligations that many users don't expect.
People use credit to pay for education or a house, a remodeling job or a car, or to finance a loan to keep their business operating.